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What’s Your Credit Card Usage?

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1.I don’t have any credit cards at all.3
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2.I have a relatively small credit card balance, but pay more than the minimum.3
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3.I have credit cards, but they are reserved for an emergency.3
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4.I tend to constantly increase my balance and can hardly keep up with minimum payments.3
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5.I use credit cards, but I pay the balance in full each month.3
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